Suzy Cleary is the CAO of Effortless Admin Inc. and has been with the company for more than 15 years. Suzy is an expert at helping employers optimize the administration of their employee group benefits plans. Away from the office, Suzy can be found road tripping across Canada to hockey games, or enjoying the outdoors with her son.
Website: https://www.linkedin.com/in/suzy-cleary-gba-97945212/
Alberta's Bill 11, the Health Statutes Amendment Act, 2025 (No. 2), received Royal Assent in the province on December 11, 2025. Most of the Act deals with Alberta's health system. Two provisions reach directly into private group benefits plans, and both come into force on October 1, 2026. This article catalogues the various published positions of insurance carriers as it relates to Bill 11. This article will be updated frequently so check back for the latest information.…
A Non-Evidence Maximum (NEM), sometimes also referred to as a Non-Evidence Limit (NEL) is the highest amount of coverage a plan member can receive without having to complete a medical questionnaire to apply. Another way to think about this is that it is the maximum amount of overage you are guaranteed to receive, subject to your earnings. It is important to note that not all plans...…
In response to the ongoing spread of the novel coronavirus (COVID-19) we have compiled some helpful links that provide information about the Government of Canada’s response to the virus as well as information provided by various insurance carriers. Information about the spread of COVID-19 in Canada can be found on the Government of Canada’s website…
