Understanding Excess Coverage and Non-Evidence Maximums

Understanding Excess Coverage and Non-Evidence Maximums

A Non-Evidence Maximum (NEM), sometimes also referred to as a Non-Evidence Limit (NEL) is the highest amount of coverage a plan member can receive without having to complete a medical questionnaire to apply. Another way to think about this is that it is the maximum amount of overage you are guaranteed to receive, subject to your earnings. It is important to note that not all plans...…

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2020 in Review

2020 in Review

What a year 2020 has been! It is hard to believe it’s drawing to a close already. There isn't a single person who hasn't been impacted by the COVID-19 pandemic in one way or another this year, and…

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Digitizing Employee Benefits Administration

Digitizing Employee Benefits Administration

Some industries have taken advantage of distributed workforces for years. Tech companies, for example, have had time to experiment with different ways to effectively manage teams working remotely. Ready or not, 2020 has seen a major shift for many organizations towards having more of their workforce operating off-site. Today’s workplace communication and collaboration technologies like Slack, Zoom, Dialpad and…

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Coronavirus (COVID-19): Information and Links

Coronavirus (COVID-19): Information and Links

In response to the ongoing spread of the novel coronavirus (COVID-19) we have compiled some helpful links that provide information about the Government of Canada’s response to the virus as well as information provided by various insurance carriers. Information about the spread of COVID-19 in Canada can be found on the Government of Canada’s website…

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Why Platform Integrations are the Future of HR Tech

Why Platform Integrations are the Future of HR Tech

The term “Best-In-Class” is a common claim made by many companies, especially technology companies. You’ve likely heard it before and may have dismissed it as marketing jargon. In this article, we’ll unpack the meaning of the term Best-In-Class and how we understand it in terms of HR Technology now, and into the future. BusinessDictionary.com defines “best in class” as “the highest current performance level in an industry, used as a standard or benchmark to be equaled or exceeded”. That’s a high bar.…

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Why Employers ❤️ Effortless Admin

Why Employers ❤️ Effortless Admin

Your ability to effectively manage employee benefits should not be dependent on what benefit providers make up your plan at any given time. That’s ridiculous. Be independent with Effortless Admin and take control of your company benefits plan across all plan changes over time. Check out our latest video on why employers choose Effortless Admin.…

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