Effortless Articles

Suzy Cleary

Suzy Cleary is the CAO of Effortless Admin Inc. and has been with the company for more than 15 years. Suzy is an expert at helping employers optimize the administration of their employee group benefits plans. Away from the office, Suzy can be found road tripping across Canada to hockey games, or enjoying the outdoors with her son.

Website: https://www.linkedin.com/in/suzy-cleary-gba-97945212/


Understanding Excess Coverage and Non-Evidence Maximums

Understanding Excess Coverage and Non-Evidence Maximums

A Non-Evidence Maximum (NEM), sometimes also referred to as a Non-Evidence Limit (NEL) is the highest amount of coverage a plan member can receive without having to complete a medical questionnaire to apply. Another way to think about this is that it is the maximum amount of overage you are guaranteed to receive, subject to your earnings. It is important to note that not all plans...…

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Coronavirus (COVID-19): Information and Links

Coronavirus (COVID-19): Information and Links

In response to the ongoing spread of the novel coronavirus (COVID-19) we have compiled some helpful links that provide information about the Government of Canada’s response to the virus as well as information provided by various insurance carriers. Information about the spread of COVID-19 in Canada can be found on the Government of Canada’s website…

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