On October 1, 2026, two provisions of Alberta's Bill 11 kick in - and if you employ even one person in Alberta, this affects you. It doesn't matter if you're a 500-person national employer or a five-person shop in Lethbridge. One Alberta employee is all it takes. I've spent more hours than I'd like to admit reading government legislation this year, so let me save you the trouble. Here's what actually changes, what doesn't, what it might cost you, and what you should be doing right now - before September 2026 turns into an incredibly stressful month.…

Read this article   

Alberta's Bill 11, the Health Statutes Amendment Act, 2025 (No. 2), received Royal Assent in the province on December 11, 2025. Most of the Act deals with Alberta's health system. Two provisions reach directly into private group benefits plans, and both come into force on October 1, 2026. This article catalogues the various published positions of insurance carriers as it relates to Bill 11. This article will be updated frequently so check back for the latest information.…

Read this article   

The inside story of earning and maintaining our SOC 2 Type II report, what it took, what surprised us, and the three questions you should ask every provider that holds your employees' health data.…

Read this article   

Connecting your HR system to your benefits provider is a high-impact investment for most HR or finance teams. But how you connect it matters more than most organizations realize. The wrong approach can create persistent headaches and eliminate your flexibility. Here's what years of integration projects across Canada has taught us.…

Read this article   

When you think about your benefits program, does administration come to mind? We all know that benefits are a vital part of an organization's total compensation strategy and can make a big difference when trying to attract and retain top talent. It is easy to focus on product offerings and forget that all benefit programs come with administration requirements. Is your organization currently positioned to deliver the best benefits administration experience?…

Read this article   

A Non-Evidence Maximum (NEM), sometimes also referred to as a Non-Evidence Limit (NEL) is the highest amount of coverage a plan member can receive without having to complete a medical questionnaire to apply. Another way to think about this is that it is the maximum amount of overage you are guaranteed to receive, subject to your earnings. It is important to note that not all plans...…

Read this article