Effortless Articles

Guest Author: Don Forbes

With over 40 years of specialized expertise in employee benefits, Don is a Western Canada respected voice. Now as an Independent Advisor and Consultant, Don brings an unparalleled depth of knowledge, strategic insight, and unwavering commitment to helping organizations navigate the ever-evolving landscape of employee benefits — with a particular focus on Alberta-based businesses and organizations. Credentials & Designations include: CEBS Compliant — Certified Employee Benefit Specialist designation, reflecting the highest standard of professional education and ethical practice in the benefits industry, 40+ Years of hands-on experience in employee benefits planning, strategy, and consulting, CPBI Hall of Distinction Inductee — one of the most prestigious honours bestowed by the Canadian Pension and Benefits Institute, recognizing extraordinary and lasting contributions to the benefits profession, Past Chair, Northern Alberta CPBI Regional Council — demonstrating leadership and a deep commitment to advancing the profession at both regional and national levels, Member of the Alberta Bill 11 Working Group, the Smart Health Benefits Association Healthcare Working Group (SHBA) and Canadian Group Insurance Brokers (CGIB).


Alberta Bill 11: What Employers Need to Know About Their Group Benefits Plan

Alberta Bill 11: What Employers Need to Know About Their Group Benefits Plan

On October 1, 2026, two provisions of Alberta's Bill 11 kick in - and if you employ even one person in Alberta, this affects you. It doesn't matter if you're a 500-person national employer or a five-person shop in Lethbridge. One Alberta employee is all it takes. I've spent more hours than I'd like to admit reading government legislation this year, so let me save you the trouble. Here's what actually changes, what doesn't, what it might cost you, and what you should be doing right now - before September 2026 turns into an incredibly stressful month.…

Read this article